There are metrics known as liquidity ratios that evaluate a company's capacity to meet its short-term obligations using its available cash and other liquid assets. This class of ratios contains the current ratio, the quick ratio, and the cash ratio. Liquidity ratios are the most important financial metrics for investors, lenders, and other stakeholders concerned with the short-term solvency of the organization. A bank may use these ratios to determine whether or not to extend a loan to a company, while an investor may do the same to gauge the security of their investment.